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Regular Checking Account

  • No minimum balance
  • No per check charge
  • Image statements provided monthly. 
  • No service charge if average daily balance of $500 or more is maintained.
  • Service charge of $3.00 per month on average daily balances of $400-$499.
  • Service charge of $4.00 per month on average daily balances of $300-$399.
  • Service charge of $5.00 per month on average daily balances of $200-$299.
  • Service charge of $6.00 per month on average daily balances of $100-$199.
  • Service charge of $7.00 per month on average daily balances of $0-$99.
Now Checking Account
  • $1,000 minimum daily balance or $2,000 average daily balance.
  • Image statements provided monthly. 
  • Interest bearing account.  Interest rate is subject to change.  Interest is compounded monthly.
  • Service charge of $5.00 per month if the balance falls below the minimum during the statement cycle.
  • Also available in "Club Account".  See below for details.
Super Now Checking Account
  • $2,500 minimum average daily balance.
  • Image statements provided monthly. 
  • Interest bearing account.  Interest rate is subject to change.  Interest is compounded monthly.
  • The daily interest earned will be 1/4 of 1% below our present Super Now rate if the average daily balance falls below the minimum during the statement cycle.
  • Also available in "Club Account".  See below for details.
Special Checking Account
  • No minimum balance.
  • Image statements provided monthly. 
  • Service charge is "per check".
  • $.40 per check for the first fifteen checks per month.  $.50 per check for each additional check over fifteen each monthly statement cycle.
Club Checking Account
  • No minimum balance. 
  • Image statements provided monthly.
  • Service charge of $7.00 per month on single regular account.  $8.00 per month on joint regular account.
  • Service charge of $4.00 per month on single Now or SuperNow account.  $5.00 per month on joint Now or SuperNow account.
  • Many extras with this account type: $10,000 accidental death and dismemberment insurance; discount on annual safe deposit box rental fee; three free money orders per month and more.

Iowa sales tax is applicable on all services charges. 

Debit Card

Most checkbooks can only do one thing - checking.  Our SHAZAMChek card does this and much more.  It gives you a faster, more economical, more convenient way to buy the products and services you need.  That's because it allows you to withdraw funds from your checking account without ever having to write out a check.  You can purchase groceries, gas, or anything else wherever debit MasterCard is accepted.  SHAZAMChek card also performs all the functions of an ATM card, such as obtaining cash.  Add the SHAZAMChek card to any of our checking accounts.

When you have a SHAZAMChek card with us, you are automatically enrolled in MasterCard SecureCode. 

SecureCode is a service that helps protect MasterCard SHAZAMChek cards against unauthorized Internet transactions by using identity information established between an individual cardholder and his or her financial institution.  Sloan State Bank, in conjunction with SHAZAM and Arcot Systems are providing this service to you to improve the security of payment transactions in the electronic commerce environment.  Once you activate SecureCode, your card cannot be used at a participating Internet merchant without authentication by an authorized user of your account.

You will find SecureCode easy to use.  When you enroll in SecureCode and then use your MasterCard SHAZAMChek card for an Internet purchase at a participating merchant, a window displays requesting your password in much the same way you enter a PIN during a face-to-face transaction.  After you enter your password, the information is authenticated and then the transaction is submitted to your financial institution for authorization.

Contact any of our staff members for more information.

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