We offer a variety of terms with a guaranteed rate of return for the full term of the investment. Open a certificate of deposit with as little as $1,000. All deposits are FDIC insured.
If you are interested in opening a Certificate of Deposit, stop in and visit with one of our staff about our various options and current rates.
Interest Rates and APYs (Annual Percentage Yield) are current as of November 1, 2024 and are subject to change without notice.
| Term | Minimum Opening Balance | Interest Rate | A.P.Y. |
|---|---|---|---|
| 6 Months | $1,000 | 1.00% | 1.00% |
| 6 Months | $10,000 | 2.00% | 2.02% |
| 12 Months | $1,000 | 3.75% | 3.80% |
| 12 Months Special | $20,000 | 4.00% | 4.06% |
| 24 Months | $1,000 | 2.25% | 2.27% |
| 36 Months | $1,000 | 2.10% | 2.12% |
| 36 Month Step-up | $1,000 | 2.00% | 2.02% |
| 60 Months | $5,000 | 3.00% | 3.03% |
There may be a penalty imposed for an early withdrawal, which may reduce the principal balance. Contact a member of our staff for more details.
For current interest rates on our checking, savings and money market accounts, please contact a member of our staff at Sloan 712-428-3344 or Whiting 712-455-2412.
For information on our current loan rates, please contact a loan officer at either of our locations.
